Debt

   Paying off your debt can mean tons of freedom from stress and just not having a life in general. But how do you pay off large amounts of debt?

http://finance.yahoo.com/news/First-Person-How-I-Eliminated-ac-2349389766.html?x=0

Here is a link to how one couple paid off $46,000 in 10 months. While it's a good story with good info...some people just aren't motivated enough to make the commitment.
   The only debt that I have going right now is my cell phone bill which is still to much and my insurance for my truck. Other than that, I pay cash for everything. Something I learned about debt along time ago was something I never want to go through again. Although I was making decent money at the time, it wasn't enough after I screwed up my back and was out of work for a year and a half. By the time I was able to go back to work I was $40,000 + in debt and my new pay was $1.00 an hour less than I was making in the past. I managed to get my personal loans paid but I had to tell the credit card companies to kiss my ass because the insurance that I paid for that was supposed to protect my credit in case of a work related injury was not honored. And because I was to stupid to swallow my pride and just pay the damn cards off, it ended up ruining my credit. I'm still trying to repair my credit 12 years later. The most important thing I learned was to stay away from the lying, cheating, stealing credit card companies and deal only with bank loans. Only credit I would apply for would be to buy items that would pay for them selves and not buy the play toys like I had in the past. This lesson turned out to be beneficial when I bought property in Alaska and turned around and made a $45,000 profit just before the housing bust in 2008. I currently get $6,000 a year return on the property investment and the new owner seems to be happy with the purchase. Soon enough all the bad marks on my credit report should be wiped clean and it's being done without filing for bankruptcy. Turn off the damn T.V., Pay off your debts and start living a life that is yours and not be under someone else's thumb.

Debt ceiling could mean trouble for states.

I have a run down of the states with the lowest Property taxes. I lost my list of states with the lowest unemployment rates but I'm sure I'll find it soon. I think one of the points that I'm trying to make is the fact that there are states that are financialy sound and some of these places could be used to weather this storm. My plan is to buy a fair sized peice of bare property in one of these states and this time do a better job with my investment than I did in Alaska. What I like about Alaska was the fact that most of the state had

no property taxes

and for the most part, no building codes. Alaska did have one major flaw however, cost of living has been going up since fuel prices started rising.
I'm alway's on the search for a state that's not at the top of the list on property taxes like New Jersey with it's average property tax of $6,579 per year. Louisiana is ranked 50th on property taxes with an average tax of $243. All of these tax figures are for owner occupied homes. While I understand that Taxes are somewhat important to local and state governments, I don't think property should ever be taxed unless it's used commercially. If you worked hard for 30 years to pay off the mortgage on the house and then property taxes increased and for what ever reason you couldn't pay your taxes, wouldn't you be alittle pissed if someone said they were throwing you and your family out on the street because someone bought your house for what you owed on your taxes? I know I would be. I have seen alot of tax forclosure auctions in the local papers in recent years. So try to avoid high tax states. If the government want's their money they can get it threw sales taxes or another means where everyone pays only when they make a purchase and the individuals have nothing to loose.
Our liberties have been under fire and slowly eroding with every passing election of the people that are supposed to be repressenting our best interests. A little off from what I was getting to but I need to ask your oppinion on something. Have you ever seen a bill in office get shot down just because another bill got attached to it that no one wanted to vote yes or no on?. That is one practice that needs to stop because bills are getting past that no one want's simply because another bill was attached. That is the most crooked shit I have ever seen done by elected officials.
Anyway's, here's a link to the article about how the states are going to get hit if and when the debt ceiling gets raised.
http://www.finance.yahoo.com/news/Debt-ceiling-fix-could-mean-apf-2455077173.html?x=0
Copy and paste into your broweser because apparently the link isn't working quite right.

http://finance.yahoo.com/news/Recession-risks-up-amid-slow-apf-3759266309.html?x=0

This link is a must read~!!!

Priorities

Time for people to wake up. The only people that are making money in this country any more is the Banks and the politicians that support them. Our GDP in this country is at a stagnant 3 percent while China's GDP is an astounding 10 percent. Most of our GDP comes from spending borrowed money buying foreign made junk. who do we borrow money from? The banks. Small business' borrow money to expand and pay you a wage to pay on your credit card that was used to buy products from overseas. It's time to pay off all debts and pay cash for what we consume. The following posts will discuss more on how to survive on less and be happier doing it. Life is never easy and neither is some of the choices that need to be made before we all fall off the economic cliff.
Above all, Do the research.